Privacy and Anti-Spam Policy
Please note that "We", "Us" and "Our" as used throughout this policy statement refer to ACCarmenandAssociates.com.
At ACCarmenandAssociates.com your privacy is very important to us. We want to make
your experience using our website enjoyable, educational, and
rewarding. We want you to know how information is collected about
you and how it is used while you are visiting the site, after you have
left the site, made a purchase, or subscribed to a newsletter or
requested follow up contact.
ANTI-SPAM: By signing up to receive emails from ACCarmenandAssociates.com we guarantee that your email details will be
kept confidential. This includes these safe-keeping measures:
1. Your contact information will not be disclosed to any third party, period.
2. Your contact information is held on our secure database and each
email that we send will have the contact information that is held on
file. This includes your name, email, IP Address, Date of Signup to
receive information, and other identifying information that you provide
us at the time you signup to receive more information.
3. Your contact information will never be traded or sold.
4. You have signed up using a Double Opt-in list to confirm that you want to receive communication from us.
5. You may unsubscribe yourself from the mailing list at any time using
the "unsubscribe" link at the bottom of each email.
6. In some instances we work together with other marketers
to develop a high quality event. In these cases we may share your email
contact together. However if your contact information is shared we will
notify you of this at the time you sign up for the event. And we will
follow this Anti-SPAM policy to assist you to remove yourself from any
email list that you no longer wish to receive information.
persons under 18 years of age. Child privacy provisions of the
Children's Online Protection Act (COPA) of 1988 are, therefore, not
applicable. See below for additional information. If
you are under 18 years of age and are reading this page, you must exit
this site immediately. The contents of this website are not
lawfully available to you.
By using this website, you agree to the collection and use of
personally identifiable information. Depending on whether you are
a casual visitor, or order a product or service, or become a member,
affiliate, or joint venture partner as the result a visit to this
website, various types of information are collected that may include
your name, your email address, street address, telephone number, credit
card information, shipping information, as well as internal information
about your computer, including internet service provider routing
Here is how we use this information and how you authorize us to use
this information by using this website and how this website interacts
with your computer.
Introduction. ACCarmenandAssociates.com collects information in different ways from
Visitors and Members who access the various parts of our Services and
the network of Web sites accessible through our Service. A service is
considered to be rendered if Visitors and Members read, copy or
download any information from the website.
Registration: Members may be asked to provide certain personal
information when they sign up for our Products or Services including
name, address, telephone number, billing information (such as a credit
card number), and the type of personal computer being used to access
the Services. The personal information collected from Members during
the registration process is used to manage each Member's account (such
as for billing purposes). This information may be shared with third
parties, as stated herein, or in special circumstances.
However, in instances where ACCarmenandAssociates.com and a partner jointly promote
Services, we may provide the partner certain personal information, such
as the name, address, and username of persons who subscribed to the
Services as a result of the joint promotion for the purpose of offering
you other Products and Services.
In this instance personal information may not be used by the partner
for any other purpose. We may also generate non-identifying and
aggregate profiles from personal information Members provide during
registration (such as the total number, but not the names, of Members).
As explained in more detail below, we may use this aggregated and
non-identifying information to sell advertisements that appear on the
Also, with purchases, we may supply our Member's contact information,
to our business partners, who may then contact the member by telephone
or mail after the Member purchase. Sales proceeds may be collected by
that business partner. We also may supply other companies with
contact information for mail offers we believe would be of interest to
our members, with or without compensation from those companies.
At times we may send an advertisement for a third party product, where
we collect the sales proceeds, and forward the purchaser's information
to that third party.
ACCarmenandAssociates.com Partners and Sponsors: Some products and services
may be offered to Visitors and Members in conjunction with an
affiliate, independent contractor seller or non-affiliated partner. To
provide Visitors and Members some of these products and services, the
partner may need to collect and maintain personal information.
Online Shopping: At some Web sites, you can purchase products and
services or register to receive materials, such as a newsletter,
catalog or new product and service updates. In many cases, you may be
asked to provide contact information, such as your name, address, email
address, phone number, and credit/debit card information.
If you complete an order for someone else, such as an online gift order
sent directly to a recipient, you may be asked to provide information
about the recipient, such as the recipient's name, address, and phone
number. ACCarmenandAssociates.com has no control over the third parties' use
of any personal information you provide when placing such an order.
Please exercise care when doing so.
If you order services or products directly from ACCarmenandAssociates.com, we
use the personal information you provide to process that order.
We do share this information with outside parties that we do business
Online Advertisements: Our website may display our online
advertisements. In those cases we share information about our Visitors
and Members collected through the registration process as well as
through online surveys and promotions with these advertisers.
Additionally, in some instances, we use this information to deliver
tailored advertisements or joint ventures. For instance, an advertiser
or joint venture partner tells us the audience they want to reach and
provides us an advertisement tailored to the audience. Based upon the
information we have collected, we may then display or send the
advertisement to the intended audience. ACCarmenandAssociates.com does share
personal information about its Visitors or Members with these
advertisers or joint venture companies.
Responses to Email Inquiries: When Visitors or Members send email
inquiries to our website, the return email address is used to answer
the email inquiry we receive.
Voluntary Customer Surveys: We may periodically conduct both
business and individual customer surveys. We encourage our customers to
participate in these surveys because they provide us with important
information that helps us to improve the types of products and services
we offer and how we provide them to you.
Also, we may disclose personal information about Visitors or Members,
or information regarding your use of the Services or Web sites
accessible through our Services, for any reason if, in our sole
discretion, we believe that it is reasonable to do so, including:
credit agencies, collection agencies, merchant database agencies, law
enforcement, or to satisfy laws, such as the Electronic Communications
Privacy Act, the Child Online Privacy Act, regulations, or governmental
or legal requests for such information; to disclose information that is
necessary to identify, contact, or bring legal action against someone
who may be violating our Acceptable Use Policy or Terms Of Service, or
other user policies; to operate the Services properly; or to
protect ACCarmenandAssociates.com and our Members.
"Cookies" and how ACCarmenandAssociates.com Uses Them. A "cookie" is a small data
file that can be placed on your hard drive when you visit certain Web
sometimes track information for purposes stated herein as well as for
statistical purposes to improve the products and services we provide
and to manage our telecommunications networks.
Advertisers and partners may also use their own cookies. We do not
control use of these cookies and expressly disclaim responsibility for
information collected through them.
Our Web Sites’ Commitment to Children's Privacy. Protecting
children's privacy is especially important to us. It is our policy to
comply with the Children's Online Privacy Protection Act of 1998 and
all other applicable laws. Therefore, we restrict our Web site to
persons eighteen years or older.
YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF
YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS
THIS WEB SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF
THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN
THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.
Public Forums: Please remember that any information you may
disclose in any Member Directory, or other public areas of our Web
sites or the Internet, becomes public information. You should exercise
caution when deciding to disclose personal information in these public
ACCarmenandAssociates.com's Commitment to Data Security: Services and Web
sites we sponsor have security measures in place to protect the loss,
misuse, and alteration of the information under our control. While we
make every effort to ensure the integrity and security of our network
and systems, we cannot guarantee that our security measures will
prevent third-party "hackers" from illegally obtaining this
Where to Direct Questions About Our Privacy and Anti-Spam Policy:
described herein, you may contact us through the contact information
provided on this Web site.
Revisions to This Policy: ACCarmenandAssociates.com reserves the right to
revise, amend, or modify this policy, our Terms Of Service agreement,
and our other policies and agreements at any time and in any manner, by
updating this posting. Please check this page periodically for
changes. Your continued use of our site following the posting of
changes to these terms will mean you accept those changes.
ACCarmenandAssociates.com is owned and operated by: A C Carmen and Associates, LLC at 10859 Emerald Coast Pkwy., Destin, FL 32550
Most recent update: March 5, 2009
copyright © 2009 ACCarmenandAssociates.com